CENTRE OF WISDOM
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Insurance Services.

Life insurance is a very personal product. There’s only one of you. And your cover needs to be tailored to your circumstances and your budget. The amount of cover you need and the types of cover you need, can vary greatly depending on your individual circumstances.
Besides, not all insurance policies are created equal – some have additional benefits and features.Your team at Centre of Wisdom Pty Ltd can also help you make your insurance more affordable by recommending strategies including:


  •         taking advantage of the tax-effectiveness of insurance inside super
  •         combining your cover with a family member to reduce your premiums
  •         choosing the right combination of benefits and extra options.      
By looking at your income, your debts, and your family’s circumstances, we can design you the right amount of cover to protection you today and then work with you each year to review to ensure it still meets your needs.
INCOME PROTECTION INSURANCE
Income Protection provides cover for you and your family by helping to protect the standard of living you currently enjoy. Its aim is to replace up to 75% of your gross income as an ongoing monthly benefit if you are unable to work due to sickness or injury.
CHILD COVER
Child Trauma cover is generally available for children between the age of 2 & 15 and is a lump sum payment upon death or diagnosis of one of the range of specified trauma events. Such events include cancer, paralysis, severe burns, stroke, meningitis, meningococcal disease, along with numerous others. For around $10/month for $100,000 of cover you can add a Child Trauma policy to your own Trauma contract.
LIFE INSURANCE
Life Insurance provides a Lump Sum benefit to your selected beneficiaries in the event of your Death or the diagnosis of a terminal illness.
TOTAL & PERMANENT DISABLEMENT (TPD) INSURANCE
TPD Cover provides a lump sum payment should you become totally and permanently disabled through illness or injury and unlikely to be able to return to regular employment.
TRAUMA INSURANCE
Trauma Insurance provides a lump sum payment upon diagnosis of one of the range of specified medical conditions in your insurance policy, for example heart attack, cancer, stroke. These funds can help assist you with medical costs, extra care etc.
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Centre of Wisdom Pty Ltd ABN: 282 681 554 35 is a Corporate Authorised Representative (No: 305273) of PRP Financial Services Pty Ltd ABN: 77 635 551 227 AFS No: 521389.

This website is intended to provide general information only and the information has been prepared without taking into account any particular person's objectives, financial situation or needs. Before acting on such information, you should consider the appropriateness of the information having regard to your personal objectives, financial situation or needs. In particular, you should seek independent financial advice and you should read the relevant Product Disclosure Statement (PDS) before making any decision about a product. Past performance is not a reliable indicator of future performance. For information relating to tax, please consult an independent tax expert before acting on such information.

  • Financial Planning
    • Insurances
    • Super and Retirement
    • Investment Management
  • Accounting
    • Self Managed Super Funds
    • Taxation Advice
  • About
  • Contact
  • News
    • Accounting News
    • Financial Planning News